PROAMÉRICA BANK Money Market*

Maintaining a balance between liquid assets and interest-earning funds is important for the health of your personal finances and your business. That's why the PROAMÉRICA BANK Money Market Account pays a tiered-rate of interest, which earns a higher rate-of-return than our Interest Checking and provides more liquidity than a Certificate of Deposit.

Although money deposited to this account is meant to stay and work awhile, the funds are available if you need them. You'll receive monthly statements and digitized check* images, as well as 24-hour real-time access to your account via the Internet and/or On-Call. The PROAMÉRICA BANK Money Market Account is focused on letting your money work for you.

*This account is subject to government regulations.

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PROAMÉRICA BANK High-Yield Money Market*

A sizable cash reserve is an invaluable asset for seizing opportunities. Yet, smart people know that they can't afford to leave large sums of money lying idle for an extended period.

That's why PROAMÉRICA BANK created the PROAMÉRICA BANK High-Yield Money Market Account that earns a tiered rate of interest indexed against longer-term treasury investments, providing a higher return than conventional money market accounts, yet greater liquidity than a Certificate of Deposit. Maximize your earning potential while maintaining high quality.

Although money deposited to this account is meant to stay and work awhile, the funds are available if you need them.   You'll receive monthly statements and digitized check* images, as well as  24-hour real-time access to account information via the Internet and/or On-Call. The PROAMÉRICA BANK High-Yield Money Market Account is focused on letting your money work for you.

*This account is subject to government regulations.

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PROAMÉRICA BANK Certificate of Deposit

A PROAMÉRICA BANK Certificate of Deposit offers the highest rate of return of any conventional savings product, and is designed for customers who can afford to invest a portion of their funds for a specified period of time. The earnings are guaranteed for the length of the investment period, and the tiered interest rates are established periodically based upon market rates for term investments.

A PROAMÉRICA BANK Certificate of Deposit is one of the most convenient, low-risk vehicles for guaranteed earnings on your investment capital. Like our other profit-maximizing products, a PROAMÉRICA BANK Certificate of Deposit is just another way we focus on your success.

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PROAMÉRICA BANK Personal Savings

A PROAMÉRICA BANK Personal Savings Account puts your excess funds to work for you, offering a competitive rate of interest on cash that otherwise would lie idle in a checking account.

You'll receive monthly statements detailing all account activity, as well as 24-hour real-time access to your account via the Internet and On-Call.

At PROAMÉRICA BANK, we believe your money should work as hard as you do. Our Personal Savings Account is another way we focus on your success.

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PROAMÉRICA BANK Individual Retirement Account (IRA)

Even those who prepare for retirement through a company-sponsored retirement plan can often benefit from diverting a portion of their earnings into an Individual Retirement Account (IRA).

A PROAMÉRICA BANK IRA can be structured using a variety of savings options, and unlike an IRA invested in mutual funds, your PROAMÉRICA BANK IRA is FDIC insured up to $250,000.

You can open a PROAMÉRICA BANK IRA with a low initial deposit, earn competitive rates, and rest assured that your money is working for you, right up until the moment in retirement that you need it.

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Business customers are eligible for a 0.50% Annual Percentage Yield for five months. Minimum of $10,000 to open CD. Rate effective August 25, 2011, and it is subject to change. Client must open a new business checking account of $10,000 concurrently to qualify for rate. (New Money only)